If you’re like me you work hard and love it, yet one day plan to downsize your to-do list and possessions so that you can enjoy more time doing the things that you enjoy as you move into your golden years. I feel it is important to avoid stress in retirement and although retirement solutions are not necessarily a topic I focus on in this blog, I have this helpful article to share with you which offers some very helpful advice for a more enjoyable and stress free retirement…
Avoid stress in your retirement
In particular, consideration should be given to living arrangements post-retirement. An option to consider is living in a retirement community. Not only does such a community provide the type of support and security that seniors require, but it can also save them money, which, in itself, is an important consideration to factor into retirement planning.
Planning properly for retirement well in advance affords people the opportunity to think through what they will need and to discuss the options with other family members.
When it comes to choosing a retirement community, visit as many as possible to see what is available and to compare one facility to the next.
A key factor in moving into a retirement community is safety and security, so asking about specific safety and security arrangements is vital.
To get a feel for what a retirement community will be like to live in, ask current and former residents and families about their opinions and the experiences they have had.
The benefits that come from living in a retirement community are plentiful, both in terms of finance and health. In general, the cost of maintaining an independent home will be greater than the cost of moving to a retirement community. Indeed, the cost of maintaining a home can become increasingly burdensome as people age and those jobs that seniors were once able to do themselves have to be done by hired help. In a retirement community environment, the costs associated with maintenance and repairs are split between the residents. Utility costs can also fall significantly, as the retirement community can obtain a bulk plan for utility purchases.